Call reports 2011
FIRST BEXLEY BANK — 2011
What FIRST BEXLEY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 156,215,000 | 164,592,000 | 172,837,000 | 186,111,000 |
| Total loans | 127,757,000 | 136,068,000 | 145,202,000 | 159,115,000 |
| Allowance for loan losses | 1,658,000 | 1,711,000 | 1,726,000 | 2,251,000 |
| Securities available for sale | 4,547,000 | 4,989,000 | 5,203,000 | 5,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,035,000 | 149,848,000 | 155,078,000 | 167,800,000 |
| Interest-bearing deposits | 130,783,000 | 139,152,000 | 141,649,000 | 152,763,000 |
| Noninterest-bearing deposits | 11,252,000 | 10,696,000 | 13,429,000 | 15,037,000 |
| Equity capital | 13,194,000 | 13,677,000 | 16,658,000 | 17,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,061,000 | 4,237,000 | 6,512,000 | 8,948,000 |
| Interest expense | 617,000 | 1,224,000 | 1,804,000 | 2,363,000 |
| Net interest income | 1,444,000 | 3,013,000 | 4,708,000 | 6,585,000 |
| Noninterest income | 190,000 | 391,000 | 791,000 | 1,345,000 |
| Noninterest expense | 972,000 | 1,955,000 | 3,100,000 | 4,252,000 |
| Provision for loan losses | 21,000 | 74,000 | 217,000 | 784,000 |
| Pretax income | 641,000 | 1,375,000 | 2,182,000 | 2,894,000 |
| Income tax | 218,000 | 469,000 | 743,000 | 988,000 |
| Net income | 423,000 | 906,000 | 1,439,000 | 1,906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,107,000 | 13,594,000 | 16,600,000 | 17,074,000 |
| Total capital | 14,482,000 | 15,066,000 | 18,192,000 | 18,807,000 |
| Risk-weighted assets | 111,581,000 | 118,515,000 | 126,443,000 | 138,108,000 |