Call reports 2010
FIRST BEXLEY BANK — 2010
What FIRST BEXLEY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 132,107,000 | 136,490,000 | 149,655,000 | 161,604,000 |
| Total loans | 108,931,000 | 116,923,000 | 123,763,000 | 123,711,000 |
| Allowance for loan losses | 1,334,000 | 1,451,000 | 1,524,000 | 1,652,000 |
| Securities available for sale | 6,731,000 | 4,007,000 | 5,026,000 | 5,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,688,000 | 122,599,000 | 135,320,000 | 146,806,000 |
| Interest-bearing deposits | 109,930,000 | 114,745,000 | 124,362,000 | 135,745,000 |
| Noninterest-bearing deposits | 8,758,000 | 7,854,000 | 10,958,000 | 11,061,000 |
| Equity capital | 11,606,000 | 12,086,000 | 12,373,000 | 12,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,828,000 | 3,724,000 | 5,768,000 | 7,868,000 |
| Interest expense | 685,000 | 1,370,000 | 2,067,000 | 2,742,000 |
| Net interest income | 1,143,000 | 2,354,000 | 3,701,000 | 5,126,000 |
| Noninterest income | 178,000 | 359,000 | 644,000 | 1,358,000 |
| Noninterest expense | 764,000 | 1,565,000 | 2,472,000 | 3,845,000 |
| Provision for loan losses | 731,000 | 848,000 | 925,000 | 1,054,000 |
| Pretax income | -174,000 | 300,000 | 948,000 | 1,585,000 |
| Income tax | 0 | 0 | 324,000 | 543,000 |
| Net income | -174,000 | 300,000 | 624,000 | 1,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,483,000 | 11,943,000 | 12,267,000 | 12,685,000 |
| Total capital | 12,738,000 | 13,217,000 | 13,629,000 | 14,034,000 |
| Risk-weighted assets | 99,552,000 | 100,998,000 | 108,791,000 | 107,897,000 |