Call reports 2009
FIRST BEXLEY BANK — 2009
What FIRST BEXLEY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 109,279,000 | 118,316,000 | 125,911,000 | 129,791,000 |
| Total loans | 80,008,000 | 90,634,000 | 101,465,000 | 108,569,000 |
| Allowance for loan losses | 1,001,000 | 1,133,000 | 1,269,000 | 1,358,000 |
| Securities available for sale | 17,866,000 | 21,434,000 | 14,125,000 | 11,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,693,000 | 105,834,000 | 112,669,000 | 116,230,000 |
| Interest-bearing deposits | 91,814,000 | 97,968,000 | 104,018,000 | 108,864,000 |
| Noninterest-bearing deposits | 5,879,000 | 7,866,000 | 8,651,000 | 7,366,000 |
| Equity capital | 10,296,000 | 10,919,000 | 11,413,000 | 11,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,388,000 | 2,906,000 | 4,618,000 | 6,463,000 |
| Interest expense | 733,000 | 1,503,000 | 2,260,000 | 3,014,000 |
| Net interest income | 655,000 | 1,403,000 | 2,358,000 | 3,449,000 |
| Noninterest income | 201,000 | 493,000 | 703,000 | 970,000 |
| Noninterest expense | 710,000 | 1,521,000 | 2,256,000 | 3,043,000 |
| Provision for loan losses | 110,000 | 276,000 | 410,000 | 824,000 |
| Pretax income | 36,000 | 99,000 | 395,000 | 578,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 36,000 | 99,000 | 395,000 | 578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,071,000 | 11,148,000 | 11,458,000 | 11,644,000 |
| Total capital | 12,072,000 | 12,258,000 | 12,693,000 | 12,930,000 |
| Risk-weighted assets | 86,443,000 | 98,024,000 | 98,797,000 | 102,849,000 |