Call reports 2008
FIRST BEXLEY BANK — 2008
What FIRST BEXLEY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 66,133,000 | 73,251,000 | 73,781,000 | 91,733,000 |
| Total loans | 43,021,000 | 46,646,000 | 58,292,000 | 75,305,000 |
| Allowance for loan losses | 538,000 | 584,000 | 729,000 | 941,000 |
| Securities available for sale | 9,608,000 | 10,200,000 | 10,031,000 | 8,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,132,000 | 61,232,000 | 63,158,000 | 80,169,000 |
| Interest-bearing deposits | 46,422,000 | 53,290,000 | 56,468,000 | 75,215,000 |
| Noninterest-bearing deposits | 7,710,000 | 7,942,000 | 6,690,000 | 4,954,000 |
| Equity capital | 11,381,000 | 11,353,000 | 10,027,000 | 10,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 962,000 | 1,896,000 | 2,969,000 | 4,219,000 |
| Interest expense | 473,000 | 898,000 | 1,421,000 | 2,045,000 |
| Net interest income | 489,000 | 998,000 | 1,548,000 | 2,174,000 |
| Noninterest income | 12,000 | 33,000 | 53,000 | 74,000 |
| Noninterest expense | 349,000 | 753,000 | 1,177,000 | 1,723,000 |
| Provision for loan losses | 25,000 | 71,000 | 216,000 | 428,000 |
| Pretax income | 127,000 | 207,000 | 208,000 | -311,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 127,000 | 207,000 | 208,000 | -311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,426,000 | 11,514,000 | 11,528,000 | 11,021,000 |
| Total capital | 11,964,000 | 12,098,000 | 12,257,000 | 11,949,000 |
| Risk-weighted assets | 46,009,000 | 52,220,000 | 60,983,000 | 73,856,000 |