Call reports 2007
FIRST BEXLEY BANK — 2007
What FIRST BEXLEY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 39,784,000 | 54,753,000 | 51,460,000 | 65,267,000 |
| Total loans | 18,004,000 | 26,032,000 | 35,775,000 | 41,025,000 |
| Allowance for loan losses | 225,000 | 325,000 | 448,000 | 513,000 |
| Securities available for sale | 6,006,000 | 7,441,000 | 9,805,000 | 10,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,341,000 | 43,291,000 | 39,784,000 | 53,405,000 |
| Interest-bearing deposits | 25,923,000 | 39,389,000 | 35,424,000 | 47,242,000 |
| Noninterest-bearing deposits | 2,418,000 | 3,902,000 | 4,360,000 | 6,163,000 |
| Equity capital | 11,205,000 | 11,136,000 | 11,271,000 | 11,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 585,000 | 1,345,000 | 2,248,000 | 3,289,000 |
| Interest expense | 290,000 | 681,000 | 1,149,000 | 1,712,000 |
| Net interest income | 295,000 | 664,000 | 1,099,000 | 1,577,000 |
| Noninterest income | 11,000 | 26,000 | 43,000 | 58,000 |
| Noninterest expense | 307,000 | 616,000 | 942,000 | 1,267,000 |
| Provision for loan losses | 87,000 | 187,000 | 310,000 | 375,000 |
| Pretax income | -88,000 | -113,000 | -110,000 | -7,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -88,000 | -113,000 | -110,000 | -7,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,190,000 | 11,178,000 | 11,194,000 | 11,285,000 |
| Total capital | 11,415,000 | 11,503,000 | 11,642,000 | 11,798,000 |
| Risk-weighted assets | 21,920,000 | 30,594,000 | 37,316,000 | 43,943,000 |