Call reports 2024
BELL BANK — 2024
What BELL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 13,744,804,000 | 13,930,376,000 | 13,898,999,000 | 14,533,697,000 |
| Total loans | 12,383,579,000 | 12,338,270,000 | 12,208,081,000 | 11,989,604,000 |
| Allowance for loan losses | 124,152,000 | 124,096,000 | 123,904,000 | 120,936,000 |
| Securities available for sale | 140,091,000 | 137,593,000 | 224,601,000 | 215,879,000 |
| Securities held to maturity | 289,000 | 288,000 | 287,000 | 260,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,194,508,000 | 11,980,478,000 | 12,154,064,000 | 12,732,444,000 |
| Interest-bearing deposits | 10,280,900,000 | 10,219,801,000 | 10,374,768,000 | 10,790,664,000 |
| Noninterest-bearing deposits | 1,913,608,000 | 1,760,677,000 | 1,779,296,000 | 1,941,780,000 |
| Equity capital | 1,304,314,000 | 1,320,487,000 | 1,337,782,000 | 1,349,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 172,669,000 | 341,429,000 | 516,113,000 | 691,395,000 |
| Interest expense | 113,511,000 | 223,650,000 | 339,525,000 | 449,664,000 |
| Net interest income | 59,158,000 | 117,779,000 | 176,588,000 | 241,731,000 |
| Noninterest income | 52,906,000 | 113,926,000 | 172,453,000 | 225,963,000 |
| Noninterest expense | 91,972,000 | 189,551,000 | 287,620,000 | 387,464,000 |
| Provision for loan losses | 5,420,000 | 5,840,000 | 6,260,000 | 6,680,000 |
| Pretax income | 19,671,000 | 41,288,000 | 60,153,000 | 78,558,000 |
| Income tax | 5,068,000 | 11,458,000 | 16,007,000 | 21,291,000 |
| Net income | 14,603,000 | 29,830,000 | 44,146,000 | 57,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,301,040,000 | 1,315,797,000 | 1,331,653,000 | 1,344,774,000 |
| Total capital | 1,433,461,000 | 1,448,162,000 | 1,463,826,000 | 1,473,980,000 |
| Risk-weighted assets | 11,975,630,000 | 11,868,569,000 | 11,727,966,000 | 11,608,725,000 |