Call reports 2023
BELL BANK — 2023
What BELL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 13,134,999,000 | 13,448,073,000 | 13,838,676,000 | 14,010,713,000 |
| Total loans | 11,822,028,000 | 12,288,433,000 | 12,479,117,000 | 12,410,032,000 |
| Allowance for loan losses | 115,625,000 | 115,760,000 | 119,518,000 | 119,142,000 |
| Securities available for sale | 187,946,000 | 159,571,000 | 155,380,000 | 144,608,000 |
| Securities held to maturity | 567,000 | 566,000 | 565,000 | 289,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,692,564,000 | 11,664,721,000 | 12,089,523,000 | 12,462,050,000 |
| Interest-bearing deposits | 9,223,943,000 | 9,657,550,000 | 10,090,126,000 | 10,543,306,000 |
| Noninterest-bearing deposits | 2,468,621,000 | 2,007,171,000 | 1,999,397,000 | 1,918,744,000 |
| Equity capital | 1,226,315,000 | 1,252,591,000 | 1,271,099,000 | 1,289,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 142,712,000 | 294,649,000 | 458,040,000 | 626,333,000 |
| Interest expense | 76,297,000 | 166,378,000 | 268,766,000 | 378,818,000 |
| Net interest income | 66,415,000 | 128,271,000 | 189,274,000 | 247,515,000 |
| Noninterest income | 50,851,000 | 104,385,000 | 160,112,000 | 209,364,000 |
| Noninterest expense | 90,908,000 | 182,408,000 | 277,584,000 | 361,804,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 26,365,000 | 50,267,000 | 71,834,000 | 95,127,000 |
| Income tax | 7,303,000 | 13,853,000 | 19,834,000 | 27,603,000 |
| Net income | 19,062,000 | 36,414,000 | 52,000,000 | 67,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,225,628,000 | 1,252,786,000 | 1,271,392,000 | 1,286,974,000 |
| Total capital | 1,358,108,000 | 1,385,315,000 | 1,404,179,000 | 1,419,385,000 |
| Risk-weighted assets | 11,619,068,000 | 11,978,738,000 | 12,181,535,000 | 12,059,561,000 |