Call reports 2022
BELL BANK — 2022
What BELL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 10,093,897,000 | 11,026,925,000 | 11,715,378,000 | 12,493,973,000 |
| Total loans | 8,843,419,000 | 9,772,140,000 | 10,759,375,000 | 11,549,901,000 |
| Allowance for loan losses | 133,506,000 | 133,333,000 | 133,261,000 | 132,766,000 |
| Securities available for sale | 483,114,000 | 441,647,000 | 363,660,000 | 281,724,000 |
| Securities held to maturity | 911,000 | 898,000 | 897,000 | 873,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,716,164,000 | 9,454,541,000 | 9,812,245,000 | 11,095,036,000 |
| Interest-bearing deposits | 6,091,284,000 | 6,907,696,000 | 7,243,198,000 | 8,778,958,000 |
| Noninterest-bearing deposits | 2,624,880,000 | 2,546,845,000 | 2,569,047,000 | 2,316,078,000 |
| Equity capital | 1,034,831,000 | 1,057,252,000 | 1,152,607,000 | 1,205,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 82,648,000 | 174,133,000 | 283,360,000 | 413,263,000 |
| Interest expense | 4,308,000 | 11,156,000 | 33,247,000 | 89,525,000 |
| Net interest income | 78,340,000 | 162,977,000 | 250,113,000 | 323,738,000 |
| Noninterest income | 74,470,000 | 135,515,000 | 176,791,000 | 225,876,000 |
| Noninterest expense | 92,866,000 | 197,956,000 | 291,185,000 | 383,492,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 59,940,000 | 96,808,000 | 129,518,000 | 159,923,000 |
| Income tax | 16,496,000 | 26,921,000 | 36,033,000 | 44,904,000 |
| Net income | 43,444,000 | 69,887,000 | 93,485,000 | 115,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,029,528,000 | 1,056,209,000 | 1,154,994,000 | 1,206,843,000 |
| Total capital | 1,148,856,000 | 1,185,855,000 | 1,288,255,000 | 1,339,609,000 |
| Risk-weighted assets | 9,532,064,000 | 10,367,971,000 | 10,891,425,000 | 11,537,197,000 |