Call reports 2021
BELL BANK — 2021
What BELL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 9,833,622,000 | 10,213,692,000 | 10,770,660,000 | 9,729,918,000 |
| Total loans | 7,974,814,000 | 7,963,364,000 | 8,176,210,000 | 8,533,845,000 |
| Allowance for loan losses | 141,371,000 | 133,303,000 | 133,934,000 | 133,144,000 |
| Securities available for sale | 76,218,000 | 81,610,000 | 81,639,000 | 314,331,000 |
| Securities held to maturity | 949,000 | 936,000 | 935,000 | 920,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,592,190,000 | 8,943,946,000 | 9,526,004,000 | 8,588,558,000 |
| Interest-bearing deposits | 6,666,073,000 | 6,758,373,000 | 4,971,324,000 | 6,183,136,000 |
| Noninterest-bearing deposits | 1,926,117,000 | 2,185,573,000 | 4,554,680,000 | 2,405,422,000 |
| Equity capital | 944,912,000 | 944,921,000 | 974,865,000 | 999,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 76,780,000 | 156,246,000 | 237,848,000 | 319,072,000 |
| Interest expense | 5,755,000 | 11,416,000 | 16,802,000 | 21,774,000 |
| Net interest income | 71,025,000 | 144,830,000 | 221,046,000 | 297,298,000 |
| Noninterest income | 84,190,000 | 412,883,000 | 481,696,000 | 535,842,000 |
| Noninterest expense | 97,373,000 | 222,025,000 | 325,667,000 | 420,026,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 57,862,000 | 335,716,000 | 377,109,000 | 413,089,000 |
| Income tax | 15,816,000 | 93,611,000 | 105,094,000 | 115,235,000 |
| Net income | 42,046,000 | 242,105,000 | 272,015,000 | 297,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 931,845,000 | 932,097,000 | 962,019,000 | 988,583,000 |
| Total capital | 1,022,422,000 | 1,025,835,000 | 1,060,375,000 | 1,097,899,000 |
| Risk-weighted assets | 7,195,264,000 | 7,459,452,000 | 7,832,857,000 | 8,721,400,000 |