Call reports 2020
BELL BANK — 2020
What BELL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 7,377,097,000 | 8,178,319,000 | 8,224,807,000 | 8,771,234,000 |
| Total loans | 6,691,620,000 | 7,443,917,000 | 7,577,982,000 | 7,391,283,000 |
| Allowance for loan losses | 78,633,000 | 102,149,000 | 137,851,000 | 141,545,000 |
| Securities available for sale | 56,813,000 | 49,147,000 | 48,967,000 | 48,904,000 |
| Securities held to maturity | 1,579,000 | 1,550,000 | 1,298,000 | 1,089,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,267,028,000 | 7,025,517,000 | 7,033,143,000 | 7,635,296,000 |
| Interest-bearing deposits | 5,104,758,000 | 5,497,074,000 | 5,363,461,000 | 5,911,290,000 |
| Noninterest-bearing deposits | 1,162,270,000 | 1,528,443,000 | 1,669,682,000 | 1,724,006,000 |
| Equity capital | 802,274,000 | 822,471,000 | 857,263,000 | 903,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 70,359,000 | 146,236,000 | 219,729,000 | 296,463,000 |
| Interest expense | 7,969,000 | 15,176,000 | 21,849,000 | 28,177,000 |
| Net interest income | 62,390,000 | 131,060,000 | 197,880,000 | 268,286,000 |
| Noninterest income | 36,021,000 | 99,546,000 | 210,924,000 | 316,526,000 |
| Noninterest expense | 68,869,000 | 149,731,000 | 243,203,000 | 351,281,000 |
| Provision for loan losses | 10,000,000 | 33,600,000 | 70,000,000 | 74,000,000 |
| Pretax income | 19,542,000 | 47,294,000 | 95,620,000 | 159,550,000 |
| Income tax | 5,062,000 | 12,643,000 | 26,072,000 | 43,931,000 |
| Net income | 14,480,000 | 34,651,000 | 69,548,000 | 115,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 788,779,000 | 809,022,000 | 843,837,000 | 890,281,000 |
| Total capital | 867,412,000 | 891,846,000 | 928,797,000 | 975,437,000 |
| Risk-weighted assets | 6,509,519,000 | 6,606,654,000 | 6,742,947,000 | 6,756,079,000 |