Call reports 2019
BELL BANK — 2019
What BELL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 6,005,816,000 | 6,039,150,000 | 6,266,153,000 | 6,492,180,000 |
| Total loans | 5,344,184,000 | 5,737,669,000 | 5,964,188,000 | 6,198,186,000 |
| Allowance for loan losses | 55,554,000 | 58,222,000 | 63,448,000 | 69,124,000 |
| Securities available for sale | 80,492,000 | 81,336,000 | 81,416,000 | 63,983,000 |
| Securities held to maturity | 2,968,000 | 2,917,000 | 2,877,000 | 1,983,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,379,579,000 | 5,241,365,000 | 5,446,489,000 | 5,663,196,000 |
| Interest-bearing deposits | 4,115,645,000 | 4,042,837,000 | 4,218,689,000 | 4,272,355,000 |
| Noninterest-bearing deposits | 1,263,934,000 | 1,198,528,000 | 1,227,801,000 | 1,390,841,000 |
| Equity capital | 539,711,000 | 572,815,000 | 593,575,000 | 622,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 60,659,000 | 126,976,000 | 196,532,000 | 267,022,000 |
| Interest expense | 7,254,000 | 15,341,000 | 23,899,000 | 32,682,000 |
| Net interest income | 53,405,000 | 111,635,000 | 172,633,000 | 234,340,000 |
| Noninterest income | 21,037,000 | 52,198,000 | 91,353,000 | 128,849,000 |
| Noninterest expense | 53,024,000 | 112,791,000 | 179,091,000 | 245,135,000 |
| Provision for loan losses | 2,000,000 | 5,900,000 | 11,400,000 | 18,000,000 |
| Pretax income | 19,418,000 | 45,142,000 | 73,495,000 | 100,053,000 |
| Income tax | 5,156,000 | 12,095,000 | 19,757,000 | 27,490,000 |
| Net income | 14,262,000 | 33,047,000 | 53,738,000 | 72,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 528,284,000 | 560,007,000 | 580,755,000 | 610,333,000 |
| Total capital | 583,838,000 | 618,229,000 | 644,203,000 | 679,457,000 |
| Risk-weighted assets | 5,217,518,000 | 5,627,366,000 | 5,827,443,000 | 6,080,913,000 |