Call reports 2018
BELL BANK — 2018
What BELL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 4,929,519,000 | 4,996,610,000 | 5,125,592,000 | 5,394,695,000 |
| Total loans | 4,465,643,000 | 4,746,034,000 | 4,885,772,000 | 5,132,938,000 |
| Allowance for loan losses | 47,127,000 | 48,770,000 | 49,011,000 | 53,681,000 |
| Securities available for sale | 79,452,000 | 79,034,000 | 78,557,000 | 79,224,000 |
| Securities held to maturity | 4,268,000 | 4,199,000 | 4,188,000 | 3,902,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,392,726,000 | 4,353,387,000 | 4,410,361,000 | 4,671,202,000 |
| Interest-bearing deposits | 3,458,458,000 | 3,496,973,000 | 3,512,481,000 | 3,673,162,000 |
| Noninterest-bearing deposits | 934,268,000 | 856,414,000 | 897,880,000 | 998,040,000 |
| Equity capital | 453,225,000 | 469,061,000 | 487,451,000 | 509,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 49,356,000 | 102,140,000 | 157,561,000 | 216,425,000 |
| Interest expense | 3,907,000 | 8,437,000 | 13,465,000 | 20,245,000 |
| Net interest income | 45,449,000 | 93,703,000 | 144,096,000 | 196,180,000 |
| Noninterest income | 22,700,000 | 49,123,000 | 77,740,000 | 102,457,000 |
| Noninterest expense | 47,858,000 | 99,079,000 | 152,672,000 | 203,385,000 |
| Provision for loan losses | 2,500,000 | 4,400,000 | 4,500,000 | 9,750,000 |
| Pretax income | 17,791,000 | 39,337,000 | 64,752,000 | 85,590,000 |
| Income tax | 4,675,000 | 10,150,000 | 16,953,000 | 23,346,000 |
| Net income | 13,116,000 | 29,187,000 | 47,799,000 | 62,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 442,796,000 | 458,867,000 | 477,479,000 | 499,023,000 |
| Total capital | 489,923,000 | 507,637,000 | 526,490,000 | 552,704,000 |
| Risk-weighted assets | 4,345,577,000 | 4,595,030,000 | 4,749,363,000 | 5,016,963,000 |