Call reports 2017
BELL BANK — 2017
What BELL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 4,426,653,000 | 4,421,685,000 | 4,581,144,000 | 4,763,242,000 |
| Total loans | 3,878,002,000 | 4,130,741,000 | 4,281,613,000 | 4,470,899,000 |
| Allowance for loan losses | 39,016,000 | 40,855,000 | 43,612,000 | 44,911,000 |
| Securities available for sale | 80,589,000 | 73,419,000 | 72,625,000 | 80,290,000 |
| Securities held to maturity | 5,952,000 | 5,907,000 | 5,671,000 | 4,920,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,976,065,000 | 3,956,708,000 | 4,093,321,000 | 4,243,941,000 |
| Interest-bearing deposits | 3,158,299,000 | 3,073,552,000 | 3,233,552,000 | 3,234,366,000 |
| Noninterest-bearing deposits | 817,765,000 | 883,156,000 | 859,769,000 | 1,009,575,000 |
| Equity capital | 397,217,000 | 410,796,000 | 425,258,000 | 440,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 40,472,000 | 84,095,000 | 130,286,000 | 178,578,000 |
| Interest expense | 2,328,000 | 4,940,000 | 7,710,000 | 10,979,000 |
| Net interest income | 38,144,000 | 79,155,000 | 122,576,000 | 167,599,000 |
| Noninterest income | 21,757,000 | 48,511,000 | 78,626,000 | 102,215,000 |
| Noninterest expense | 41,479,000 | 85,776,000 | 132,739,000 | 172,426,000 |
| Provision for loan losses | 0 | 1,850,000 | 4,800,000 | 6,800,000 |
| Pretax income | 18,422,000 | 40,040,000 | 63,663,000 | 90,588,000 |
| Income tax | 7,006,000 | 15,314,000 | 24,436,000 | 40,262,000 |
| Net income | 11,416,000 | 24,726,000 | 39,227,000 | 50,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 385,770,000 | 399,080,000 | 413,581,000 | 429,680,000 |
| Total capital | 424,786,000 | 439,935,000 | 457,193,000 | 474,591,000 |
| Risk-weighted assets | 3,777,261,000 | 3,984,767,000 | 4,151,730,000 | 4,297,835,000 |