Call reports 2014
BELL BANK — 2014
What BELL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 3,001,386,000 | 3,058,417,000 | 3,146,082,000 | 3,271,040,000 |
| Total loans | 2,676,721,000 | 2,840,857,000 | 2,855,515,000 | 2,953,075,000 |
| Allowance for loan losses | 22,923,000 | 23,393,000 | 24,266,000 | 24,445,000 |
| Securities available for sale | 45,492,000 | 44,608,000 | 40,512,000 | 41,073,000 |
| Securities held to maturity | 8,621,000 | 8,422,000 | 8,408,000 | 8,117,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,622,534,000 | 2,592,539,000 | 2,764,749,000 | 2,880,854,000 |
| Interest-bearing deposits | 2,074,123,000 | 2,031,830,000 | 2,147,131,000 | 2,206,691,000 |
| Noninterest-bearing deposits | 548,411,000 | 560,709,000 | 617,618,000 | 674,163,000 |
| Equity capital | 283,433,000 | 291,242,000 | 300,477,000 | 308,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 29,355,000 | 60,996,000 | 93,438,000 | 126,052,000 |
| Interest expense | 2,977,000 | 5,875,000 | 8,619,000 | 11,423,000 |
| Net interest income | 26,378,000 | 55,121,000 | 84,819,000 | 114,629,000 |
| Noninterest income | 15,041,000 | 33,352,000 | 56,343,000 | 76,426,000 |
| Noninterest expense | 32,047,000 | 66,478,000 | 103,594,000 | 140,557,000 |
| Provision for loan losses | 200,000 | 800,000 | 1,700,000 | 1,900,000 |
| Pretax income | 9,172,000 | 21,195,000 | 35,868,000 | 48,591,000 |
| Income tax | 3,181,000 | 7,497,000 | 12,906,000 | 17,500,000 |
| Net income | 5,991,000 | 13,698,000 | 22,962,000 | 31,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 271,023,000 | 278,732,000 | 288,009,000 | 296,154,000 |
| Total capital | 293,946,000 | 302,125,000 | 312,275,000 | 320,599,000 |
| Risk-weighted assets | 2,603,512,000 | 2,767,032,000 | 2,781,870,000 | 2,883,005,000 |