Call reports 2013
BELL BANK — 2013
What BELL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,612,064,000 | 2,580,960,000 | 2,820,270,000 | 2,905,587,000 |
| Total loans | 2,373,477,000 | 2,433,377,000 | 2,623,988,000 | 2,680,502,000 |
| Allowance for loan losses | 21,873,000 | 22,184,000 | 22,577,000 | 22,995,000 |
| Securities available for sale | 33,864,000 | 34,905,000 | 41,554,000 | 45,354,000 |
| Securities held to maturity | 5,813,000 | 5,609,000 | 9,283,000 | 9,253,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,271,530,000 | 2,223,461,000 | 2,436,744,000 | 2,515,561,000 |
| Interest-bearing deposits | 1,801,331,000 | 1,763,489,000 | 1,901,465,000 | 1,972,918,000 |
| Noninterest-bearing deposits | 470,199,000 | 459,972,000 | 535,279,000 | 542,643,000 |
| Equity capital | 244,957,000 | 253,216,000 | 282,167,000 | 280,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 27,637,000 | 55,654,000 | 84,410,000 | 115,212,000 |
| Interest expense | 2,934,000 | 5,897,000 | 8,821,000 | 11,972,000 |
| Net interest income | 24,703,000 | 49,757,000 | 75,589,000 | 103,240,000 |
| Noninterest income | 17,716,000 | 38,907,000 | 58,384,000 | 77,804,000 |
| Noninterest expense | 28,521,000 | 60,917,000 | 93,795,000 | 130,373,000 |
| Provision for loan losses | 351,000 | 751,000 | 1,351,000 | 2,201,000 |
| Pretax income | 13,547,000 | 26,996,000 | 38,827,000 | 48,470,000 |
| Income tax | 4,903,000 | 9,770,000 | 14,012,000 | 17,413,000 |
| Net income | 8,644,000 | 17,226,000 | 24,815,000 | 31,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 239,179,000 | 247,701,000 | 269,813,000 | 268,037,000 |
| Total capital | 261,052,000 | 269,885,000 | 292,390,000 | 291,032,000 |
| Risk-weighted assets | 2,327,546,000 | 2,388,645,000 | 2,538,378,000 | 2,597,163,000 |