Call reports 2012
BELL BANK — 2012
What BELL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,223,535,000 | 2,278,422,000 | 2,422,968,000 | 2,608,821,000 |
| Total loans | 1,974,705,000 | 2,142,114,000 | 2,258,545,000 | 2,337,394,000 |
| Allowance for loan losses | 21,509,000 | 20,723,000 | 22,955,000 | 21,548,000 |
| Securities available for sale | 35,765,000 | 36,756,000 | 40,407,000 | 36,129,000 |
| Securities held to maturity | 1,559,000 | 1,343,000 | 8,608,000 | 5,910,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,915,782,000 | 1,892,890,000 | 2,025,643,000 | 2,272,373,000 |
| Interest-bearing deposits | 1,562,079,000 | 1,525,101,000 | 1,633,613,000 | 1,742,198,000 |
| Noninterest-bearing deposits | 353,703,000 | 367,789,000 | 392,030,000 | 530,175,000 |
| Equity capital | 204,081,000 | 211,484,000 | 233,873,000 | 236,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 25,638,000 | 51,581,000 | 79,371,000 | 107,019,000 |
| Interest expense | 3,810,000 | 7,220,000 | 10,450,000 | 13,716,000 |
| Net interest income | 21,828,000 | 44,361,000 | 68,921,000 | 93,303,000 |
| Noninterest income | 12,955,000 | 28,016,000 | 49,248,000 | 72,674,000 |
| Noninterest expense | 23,749,000 | 49,565,000 | 81,129,000 | 115,423,000 |
| Provision for loan losses | 0 | 0 | 250,000 | 2,400,000 |
| Pretax income | 11,031,000 | 22,809,000 | 36,792,000 | 47,987,000 |
| Income tax | 4,035,000 | 8,387,000 | 13,543,000 | 17,555,000 |
| Net income | 6,996,000 | 14,422,000 | 23,249,000 | 30,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 200,911,000 | 208,305,000 | 228,109,000 | 230,603,000 |
| Total capital | 222,420,000 | 229,028,000 | 251,064,000 | 252,151,000 |
| Risk-weighted assets | 1,855,229,000 | 1,987,238,000 | 2,249,341,000 | 2,303,009,000 |