Call reports 2011
BELL BANK — 2011
What BELL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,054,183,000 | 2,015,174,000 | 2,076,600,000 | 2,226,619,000 |
| Total loans | 1,828,518,000 | 1,879,654,000 | 1,952,071,000 | 1,978,807,000 |
| Allowance for loan losses | 22,228,000 | 22,067,000 | 22,664,000 | 23,187,000 |
| Securities available for sale | 40,007,000 | 31,700,000 | 28,604,000 | 33,822,000 |
| Securities held to maturity | 1,176,000 | 1,170,000 | 1,650,000 | 1,616,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,757,906,000 | 1,724,519,000 | 1,777,044,000 | 1,916,499,000 |
| Interest-bearing deposits | 1,458,708,000 | 1,433,456,000 | 1,464,514,000 | 1,534,327,000 |
| Noninterest-bearing deposits | 299,198,000 | 291,063,000 | 312,530,000 | 382,172,000 |
| Equity capital | 197,730,000 | 194,321,000 | 201,007,000 | 207,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 25,447,000 | 51,284,000 | 77,884,000 | 104,414,000 |
| Interest expense | 4,986,000 | 9,660,000 | 14,048,000 | 18,114,000 |
| Net interest income | 20,461,000 | 41,624,000 | 63,836,000 | 86,300,000 |
| Noninterest income | 7,222,000 | 15,672,000 | 25,485,000 | 37,649,000 |
| Noninterest expense | 18,759,000 | 37,996,000 | 58,398,000 | 82,418,000 |
| Provision for loan losses | 0 | 0 | 1,000,000 | 2,000,000 |
| Pretax income | 8,915,000 | 19,279,000 | 29,895,000 | 39,500,000 |
| Income tax | 3,242,000 | 7,045,000 | 10,943,000 | 14,440,000 |
| Net income | 5,673,000 | 12,234,000 | 18,952,000 | 25,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 194,541,000 | 191,104,000 | 197,823,000 | 203,928,000 |
| Total capital | 216,649,000 | 213,171,000 | 220,487,000 | 227,115,000 |
| Risk-weighted assets | 1,768,455,000 | 1,791,382,000 | 1,830,819,000 | 1,855,671,000 |