Call reports 2010
BELL BANK — 2010
What BELL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,909,092,000 | 1,922,528,000 | 1,973,546,000 | 2,071,664,000 |
| Total loans | 1,765,031,000 | 1,775,101,000 | 1,762,867,000 | 1,792,389,000 |
| Allowance for loan losses | 21,991,000 | 23,073,000 | 23,302,000 | 22,658,000 |
| Securities available for sale | 52,506,000 | 37,181,000 | 41,021,000 | 42,133,000 |
| Securities held to maturity | 1,341,000 | 1,202,000 | 1,202,000 | 1,183,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,625,040,000 | 1,637,856,000 | 1,673,355,000 | 1,780,767,000 |
| Interest-bearing deposits | 1,374,839,000 | 1,381,835,000 | 1,381,394,000 | 1,474,728,000 |
| Noninterest-bearing deposits | 250,201,000 | 256,021,000 | 291,961,000 | 306,039,000 |
| Equity capital | 185,753,000 | 190,281,000 | 195,965,000 | 192,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 25,874,000 | 51,508,000 | 77,404,000 | 103,182,000 |
| Interest expense | 6,208,000 | 12,043,000 | 17,579,000 | 22,953,000 |
| Net interest income | 19,666,000 | 39,465,000 | 59,825,000 | 80,229,000 |
| Noninterest income | 3,978,000 | 8,703,000 | 12,670,000 | 17,751,000 |
| Noninterest expense | 13,611,000 | 27,773,000 | 41,526,000 | 55,861,000 |
| Provision for loan losses | 5,450,000 | 8,450,000 | 9,900,000 | 14,400,000 |
| Pretax income | 4,584,000 | 11,946,000 | 21,072,000 | 27,722,000 |
| Income tax | 1,671,000 | 4,398,000 | 7,760,000 | 10,127,000 |
| Net income | 2,913,000 | 7,548,000 | 13,312,000 | 17,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 185,208,000 | 189,843,000 | 195,596,000 | 188,867,000 |
| Total capital | 207,062,000 | 211,738,000 | 217,307,000 | 210,747,000 |
| Risk-weighted assets | 1,747,917,000 | 1,749,659,000 | 1,735,287,000 | 1,749,531,000 |