Call reports 2009
BELL BANK — 2009
What BELL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,921,747,000 | 1,930,395,000 | 1,934,452,000 | 1,967,973,000 |
| Total loans | 1,736,237,000 | 1,777,829,000 | 1,772,142,000 | 1,779,310,000 |
| Allowance for loan losses | 22,424,000 | 21,973,000 | 22,344,000 | 19,328,000 |
| Securities available for sale | 81,327,000 | 87,073,000 | 79,680,000 | 71,847,000 |
| Securities held to maturity | 1,188,000 | 1,146,000 | 1,146,000 | 1,341,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,588,332,000 | 1,556,339,000 | 1,587,679,000 | 1,663,120,000 |
| Interest-bearing deposits | 1,350,025,000 | 1,296,703,000 | 1,337,505,000 | 1,377,501,000 |
| Noninterest-bearing deposits | 238,307,000 | 259,636,000 | 250,174,000 | 285,619,000 |
| Equity capital | 177,518,000 | 179,947,000 | 183,520,000 | 183,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 25,774,000 | 51,548,000 | 78,171,000 | 104,597,000 |
| Interest expense | 7,978,000 | 15,756,000 | 23,399,000 | 30,630,000 |
| Net interest income | 17,796,000 | 35,792,000 | 54,772,000 | 73,967,000 |
| Noninterest income | 3,987,000 | 8,877,000 | 13,705,000 | 15,482,000 |
| Noninterest expense | 13,659,000 | 28,389,000 | 42,720,000 | 55,530,000 |
| Provision for loan losses | 3,000,000 | 7,000,000 | 10,500,000 | 14,250,000 |
| Pretax income | 5,141,000 | 9,327,000 | 15,305,000 | 19,720,000 |
| Income tax | 1,940,000 | 3,498,000 | 5,722,000 | 7,305,000 |
| Net income | 3,201,000 | 5,829,000 | 9,583,000 | 12,415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 176,129,000 | 178,732,000 | 182,477,000 | 182,299,000 |
| Total capital | 198,553,000 | 200,624,000 | 204,270,000 | 201,627,000 |
| Risk-weighted assets | 1,815,468,000 | 1,750,516,000 | 1,742,133,000 | 1,771,827,000 |