Call reports 2001
BELL BANK — 2001
What BELL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 511,738,000 | 526,137,000 | 545,656,000 | 576,148,000 |
| Total loans | 426,453,000 | 451,840,000 | 460,708,000 | 479,448,000 |
| Allowance for loan losses | 5,141,000 | 5,349,000 | 5,030,000 | 5,302,000 |
| Securities available for sale | 42,794,000 | 39,141,000 | 41,365,000 | 39,796,000 |
| Securities held to maturity | 6,591,000 | 5,864,000 | 5,863,000 | 5,862,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 431,185,000 | 441,820,000 | 454,295,000 | 479,423,000 |
| Interest-bearing deposits | 412,415,000 | 411,476,000 | 421,330,000 | 444,184,000 |
| Noninterest-bearing deposits | 18,770,000 | 30,344,000 | 32,965,000 | 35,239,000 |
| Equity capital | 40,511,000 | 41,923,000 | 42,318,000 | 43,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 9,567,000 | 19,189,000 | 28,921,000 | 38,272,000 |
| Interest expense | 4,961,000 | 9,700,000 | 14,262,000 | 18,280,000 |
| Net interest income | 4,606,000 | 9,489,000 | 14,659,000 | 19,992,000 |
| Noninterest income | 708,000 | 1,621,000 | 2,540,000 | 3,757,000 |
| Noninterest expense | 3,282,000 | 6,610,000 | 10,041,000 | 13,875,000 |
| Provision for loan losses | 238,000 | 463,000 | 838,000 | 1,125,000 |
| Pretax income | 1,794,000 | 4,037,000 | 6,320,000 | 8,749,000 |
| Income tax | 631,000 | 1,432,000 | 2,244,000 | 3,113,000 |
| Net income | 1,163,000 | 2,605,000 | 4,076,000 | 5,636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,160,000 | 41,602,000 | 41,548,000 | 43,109,000 |
| Total capital | 45,301,000 | 46,951,000 | 46,578,000 | 48,411,000 |
| Risk-weighted assets | 427,314,000 | 446,265,000 | 454,129,000 | 476,316,000 |