Call reports 2025
BUCKEYE STATE BANK — 2025
What BUCKEYE STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 472,435,000 | 501,153,000 | 508,568,000 | 554,778,000 |
| Total loans | 293,708,000 | 307,180,000 | 318,223,000 | 335,380,000 |
| Allowance for loan losses | 2,514,000 | 2,658,000 | 2,785,000 | 2,958,000 |
| Securities available for sale | 111,148,000 | 115,215,000 | 123,796,000 | 120,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 397,136,000 | 426,370,000 | 432,294,000 | 476,614,000 |
| Interest-bearing deposits | 330,120,000 | 354,031,000 | 361,048,000 | 404,539,000 |
| Noninterest-bearing deposits | 67,016,000 | 72,339,000 | 71,246,000 | 72,075,000 |
| Equity capital | 47,618,000 | 48,608,000 | 49,878,000 | 51,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,912,000 | 12,104,000 | 18,644,000 | 25,658,000 |
| Interest expense | 2,311,000 | 4,740,000 | 7,300,000 | 10,112,000 |
| Net interest income | 3,601,000 | 7,364,000 | 11,344,000 | 15,546,000 |
| Noninterest income | 412,000 | 950,000 | 1,447,000 | 1,883,000 |
| Noninterest expense | 3,269,000 | 6,707,000 | 10,276,000 | 14,329,000 |
| Provision for loan losses | 200,000 | 354,000 | 524,000 | 764,000 |
| Pretax income | 622,000 | 1,618,000 | 2,270,000 | 2,589,000 |
| Income tax | 129,000 | 335,000 | 470,000 | -20,000 |
| Net income | 493,000 | 1,283,000 | 1,800,000 | 2,609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,154,000 | 42,012,000 | 42,595,000 | 42,819,000 |
| Total capital | 43,741,000 | 44,743,000 | 45,453,000 | 45,882,000 |
| Risk-weighted assets | 338,481,000 | 338,665,000 | 340,418,000 | 362,458,000 |