Call reports 2020
BUCKEYE STATE BANK — 2020
What BUCKEYE STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 146,713,000 | 240,315,000 | 240,990,000 | 251,345,000 |
| Total loans | 92,357,000 | 157,828,000 | 167,188,000 | 162,279,000 |
| Allowance for loan losses | 2,034,000 | 2,033,000 | 2,096,000 | 2,152,000 |
| Securities available for sale | 32,967,000 | 32,225,000 | 53,347,000 | 50,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,153,000 | 128,401,000 | 128,523,000 | 141,153,000 |
| Interest-bearing deposits | 95,599,000 | 120,708,000 | 120,830,000 | 128,493,000 |
| Noninterest-bearing deposits | 2,554,000 | 7,693,000 | 7,693,000 | 12,660,000 |
| Equity capital | 15,806,000 | 18,001,000 | 18,710,000 | 21,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,601,000 | 4,033,000 | 6,081,000 | 8,001,000 |
| Interest expense | 443,000 | 924,000 | 1,400,000 | 1,847,000 |
| Net interest income | 1,158,000 | 3,109,000 | 4,681,000 | 6,154,000 |
| Noninterest income | 128,000 | 196,000 | 343,000 | 527,000 |
| Noninterest expense | 1,335,000 | 2,881,000 | 4,245,000 | 5,674,000 |
| Provision for loan losses | 84,000 | 299,000 | 459,000 | 655,000 |
| Pretax income | 243,000 | 2,471,000 | 3,177,000 | 3,421,000 |
| Income tax | 51,000 | 519,000 | 667,000 | 718,000 |
| Net income | 192,000 | 1,952,000 | 2,510,000 | 2,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,808,000 | 15,030,000 | 15,732,000 | 18,661,000 |
| Total capital | 14,078,000 | 16,377,000 | 17,226,000 | 20,236,000 |
| Risk-weighted assets | 100,902,000 | 107,142,000 | 118,953,000 | 125,469,000 |