Call reports 2016
BUCKEYE STATE BANK — 2016
What BUCKEYE STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 82,591,000 | 90,430,000 | 97,857,000 | 94,962,000 |
| Total loans | 66,813,000 | 77,075,000 | 80,559,000 | 74,822,000 |
| Allowance for loan losses | 646,000 | 750,000 | 782,000 | 755,000 |
| Securities available for sale | 7,580,000 | 5,520,000 | 4,739,000 | 6,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,498,000 | 78,427,000 | 88,555,000 | 86,201,000 |
| Interest-bearing deposits | 67,876,000 | 58,688,000 | 85,496,000 | 81,634,000 |
| Noninterest-bearing deposits | 3,622,000 | 19,739,000 | 3,059,000 | 4,567,000 |
| Equity capital | 7,530,000 | 8,596,000 | 8,731,000 | 8,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 776,000 | 1,657,000 | 2,392,000 | 3,525,000 |
| Interest expense | 119,000 | 276,000 | 461,000 | 659,000 |
| Net interest income | 657,000 | 1,381,000 | 1,931,000 | 2,866,000 |
| Noninterest income | 25,000 | 51,000 | 308,000 | 306,000 |
| Noninterest expense | 798,000 | 1,543,000 | 2,291,000 | 3,254,000 |
| Provision for loan losses | 111,000 | 228,000 | 282,000 | 360,000 |
| Pretax income | -217,000 | -295,000 | -290,000 | -398,000 |
| Income tax | -83,000 | 0 | 0 | 0 |
| Net income | -134,000 | -295,000 | -290,000 | -398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,678,000 | 6,860,000 | 6,449,000 | 6,333,000 |
| Total capital | 6,324,000 | 7,610,000 | 7,231,000 | 7,088,000 |
| Risk-weighted assets | 70,622,000 | 80,797,000 | 85,696,000 | 78,589,000 |