Call reports 2015
BUCKEYE STATE BANK — 2015
What BUCKEYE STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 39,833,000 | 47,699,000 | 53,266,000 | 72,474,000 |
| Total loans | 21,288,000 | 24,855,000 | 36,706,000 | 56,544,000 |
| Allowance for loan losses | 231,000 | 262,000 | 382,000 | 533,000 |
| Securities available for sale | 12,622,000 | 16,635,000 | 10,822,000 | 9,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,493,000 | 35,220,000 | 42,285,000 | 60,770,000 |
| Interest-bearing deposits | 28,463,000 | 31,941,000 | 38,484,000 | 57,300,000 |
| Noninterest-bearing deposits | 3,030,000 | 3,279,000 | 3,801,000 | 3,470,000 |
| Equity capital | 6,468,000 | 6,438,000 | 6,797,000 | 7,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 331,000 | 646,000 | 1,256,000 | 1,971,000 |
| Interest expense | 27,000 | 60,000 | 98,000 | 175,000 |
| Net interest income | 304,000 | 586,000 | 1,158,000 | 1,796,000 |
| Noninterest income | 36,000 | 65,000 | 26,000 | 128,000 |
| Noninterest expense | 430,000 | 1,062,000 | 1,602,000 | 2,320,000 |
| Provision for loan losses | 36,000 | 71,000 | 191,000 | 351,000 |
| Pretax income | -82,000 | -438,000 | -555,000 | -689,000 |
| Income tax | 0 | -311,000 | -358,000 | -412,000 |
| Net income | -82,000 | -127,000 | -197,000 | -277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,493,000 | 4,753,000 | 5,132,000 | 5,368,000 |
| Total capital | 4,724,000 | 5,015,000 | 5,514,000 | 5,901,000 |
| Risk-weighted assets | 29,195,000 | 34,118,000 | 42,979,000 | 61,604,000 |