Call reports 2013
BUCKEYE STATE BANK — 2013
What BUCKEYE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 30,586,000 | 29,536,000 | 29,084,000 | 29,119,000 |
| Total loans | 8,708,000 | 8,863,000 | 8,861,000 | 8,369,000 |
| Allowance for loan losses | 130,000 | 114,000 | 115,000 | 109,000 |
| Securities available for sale | 15,818,000 | 16,374,000 | 14,951,000 | 15,135,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,733,000 | 25,928,000 | 25,516,000 | 26,045,000 |
| Interest-bearing deposits | 23,382,000 | 22,652,000 | 22,365,000 | 21,668,000 |
| Noninterest-bearing deposits | 3,351,000 | 3,276,000 | 3,151,000 | 4,377,000 |
| Equity capital | 3,504,000 | 3,289,000 | 3,209,000 | 2,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 185,000 | 365,000 | 539,000 | 727,000 |
| Interest expense | 34,000 | 66,000 | 99,000 | 130,000 |
| Net interest income | 151,000 | 299,000 | 440,000 | 597,000 |
| Noninterest income | 34,000 | 65,000 | 100,000 | 130,000 |
| Noninterest expense | 212,000 | 434,000 | 658,000 | 1,285,000 |
| Provision for loan losses | 0 | 0 | 0 | 36,000 |
| Pretax income | -27,000 | -70,000 | -118,000 | -594,000 |
| Income tax | -4,000 | -7,000 | -11,000 | -21,000 |
| Net income | -23,000 | -63,000 | -107,000 | -573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,446,000 | 3,398,000 | 3,355,000 | 2,882,000 |
| Total capital | 3,576,000 | 3,512,000 | 3,470,000 | 2,991,000 |
| Risk-weighted assets | 12,279,000 | 12,375,000 | 12,377,000 | 12,618,000 |