Call reports 2012
BUCKEYE STATE BANK — 2012
What BUCKEYE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 28,886,000 | 29,012,000 | 28,616,000 | 28,604,000 |
| Total loans | 9,504,000 | 9,412,000 | 9,382,000 | 8,878,000 |
| Allowance for loan losses | 103,000 | 88,000 | 88,000 | 117,000 |
| Securities available for sale | 13,480,000 | 14,715,000 | 13,985,000 | 14,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,926,000 | 25,136,000 | 24,635,000 | 24,763,000 |
| Interest-bearing deposits | 21,738,000 | 21,824,000 | 21,535,000 | 20,917,000 |
| Noninterest-bearing deposits | 3,188,000 | 3,312,000 | 3,100,000 | 3,846,000 |
| Equity capital | 3,618,000 | 3,557,000 | 3,602,000 | 3,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 231,000 | 444,000 | 660,000 | 860,000 |
| Interest expense | 47,000 | 95,000 | 138,000 | 176,000 |
| Net interest income | 184,000 | 349,000 | 522,000 | 684,000 |
| Noninterest income | 35,000 | 71,000 | 104,000 | 139,000 |
| Noninterest expense | 239,000 | 469,000 | 700,000 | 959,000 |
| Provision for loan losses | 0 | 0 | 0 | 37,000 |
| Pretax income | 11,000 | 42,000 | 17,000 | -82,000 |
| Income tax | -3,000 | -3,000 | -7,000 | -14,000 |
| Net income | 14,000 | 45,000 | 24,000 | -68,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,565,000 | 3,589,000 | 3,568,000 | 3,469,000 |
| Total capital | 3,669,000 | 3,677,000 | 3,656,000 | 3,586,000 |
| Risk-weighted assets | 13,779,000 | 12,722,000 | 12,620,000 | 12,171,000 |