Call reports 2010
BUCKEYE STATE BANK — 2010
What BUCKEYE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 30,054,000 | 28,557,000 | 29,450,000 | 28,202,000 |
| Total loans | 11,503,000 | 11,448,000 | 11,291,000 | 10,730,000 |
| Allowance for loan losses | 97,000 | 97,000 | 65,000 | 100,000 |
| Securities available for sale | 11,951,000 | 13,604,000 | 13,110,000 | 13,306,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,242,000 | 23,749,000 | 24,380,000 | 23,398,000 |
| Interest-bearing deposits | 23,670,000 | 21,761,000 | 21,788,000 | 20,466,000 |
| Noninterest-bearing deposits | 2,572,000 | 1,988,000 | 2,592,000 | 2,932,000 |
| Equity capital | 3,492,000 | 3,535,000 | 3,657,000 | 3,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 290,000 | 589,000 | 883,000 | 1,151,000 |
| Interest expense | 93,000 | 180,000 | 259,000 | 328,000 |
| Net interest income | 197,000 | 409,000 | 624,000 | 823,000 |
| Noninterest income | 49,000 | 79,000 | 111,000 | 144,000 |
| Noninterest expense | 242,000 | 477,000 | 709,000 | 948,000 |
| Provision for loan losses | 0 | 0 | 0 | 36,000 |
| Pretax income | 4,000 | 32,000 | 66,000 | 23,000 |
| Income tax | -4,000 | -9,000 | -9,000 | -12,000 |
| Net income | 8,000 | 41,000 | 75,000 | 35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,477,000 | 3,503,000 | 3,537,000 | 3,490,000 |
| Total capital | 3,574,000 | 3,600,000 | 3,602,000 | 3,590,000 |
| Risk-weighted assets | 18,336,000 | 17,892,000 | 17,901,000 | 17,471,000 |