Call reports 2009
BUCKEYE STATE BANK — 2009
What BUCKEYE STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 28,104,000 | 27,377,000 | 27,675,000 | 28,443,000 |
| Total loans | 12,745,000 | 12,780,000 | 12,222,000 | 11,907,000 |
| Allowance for loan losses | 61,000 | 54,000 | 24,000 | 101,000 |
| Securities available for sale | 9,988,000 | 10,228,000 | 6,637,000 | 10,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,380,000 | 23,665,000 | 23,673,000 | 24,734,000 |
| Interest-bearing deposits | 21,598,000 | 21,426,000 | 21,477,000 | 21,354,000 |
| Noninterest-bearing deposits | 2,782,000 | 2,239,000 | 2,196,000 | 3,380,000 |
| Equity capital | 3,436,000 | 3,396,000 | 3,584,000 | 3,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 328,000 | 644,000 | 949,000 | 1,253,000 |
| Interest expense | 134,000 | 253,000 | 360,000 | 461,000 |
| Net interest income | 194,000 | 391,000 | 589,000 | 792,000 |
| Noninterest income | 31,000 | 61,000 | 93,000 | 165,000 |
| Noninterest expense | 222,000 | 448,000 | 691,000 | 917,000 |
| Provision for loan losses | 0 | 0 | 0 | 77,000 |
| Pretax income | 46,000 | 62,000 | 97,000 | 81,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 0 |
| Net income | 45,000 | 61,000 | 96,000 | 81,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,448,000 | 3,456,000 | 3,492,000 | 3,469,000 |
| Total capital | 3,509,000 | 3,510,000 | 3,516,000 | 3,570,000 |
| Risk-weighted assets | 18,041,000 | 17,947,000 | 16,914,000 | 16,509,000 |