Call reports 2008
BUCKEYE STATE BANK — 2008
What BUCKEYE STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 29,410,000 | 28,103,000 | 28,141,000 | 28,045,000 |
| Total loans | 13,885,000 | 13,669,000 | 13,462,000 | 12,631,000 |
| Allowance for loan losses | 74,000 | 67,000 | 86,000 | 60,000 |
| Securities available for sale | 10,434,000 | 10,270,000 | 11,009,000 | 10,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,671,000 | 24,539,000 | 23,308,000 | 23,294,000 |
| Interest-bearing deposits | 22,383,000 | 21,928,000 | 20,831,000 | 20,643,000 |
| Noninterest-bearing deposits | 3,288,000 | 2,611,000 | 2,477,000 | 2,651,000 |
| Equity capital | 3,389,000 | 3,224,000 | 3,355,000 | 3,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 386,000 | 750,000 | 1,118,000 | 1,446,000 |
| Interest expense | 205,000 | 392,000 | 565,000 | 722,000 |
| Net interest income | 181,000 | 358,000 | 553,000 | 724,000 |
| Noninterest income | 33,000 | 68,000 | 104,000 | 137,000 |
| Noninterest expense | 220,000 | 434,000 | 647,000 | 868,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 147,000 |
| Pretax income | -106,000 | -107,000 | -89,000 | -98,000 |
| Income tax | 0 | 0 | 0 | -33,000 |
| Net income | -106,000 | -107,000 | -89,000 | -65,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,374,000 | 3,367,000 | 3,385,000 | 3,402,000 |
| Total capital | 3,448,000 | 3,434,000 | 3,471,000 | 3,462,000 |
| Risk-weighted assets | 17,769,000 | 17,457,000 | 17,119,000 | 17,542,000 |