Call reports 2007
BUCKEYE STATE BANK — 2007
What BUCKEYE STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 28,153,000 | 28,771,000 | 28,958,000 | 29,363,000 |
| Total loans | 14,549,000 | 14,358,000 | 14,562,000 | 14,318,000 |
| Allowance for loan losses | 58,000 | 53,000 | 52,000 | 59,000 |
| Securities available for sale | 8,603,000 | 9,269,000 | 9,034,000 | 9,740,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,537,000 | 25,235,000 | 25,307,000 | 25,660,000 |
| Interest-bearing deposits | 21,954,000 | 22,825,000 | 22,965,000 | 22,489,000 |
| Noninterest-bearing deposits | 2,583,000 | 2,410,000 | 2,342,000 | 3,171,000 |
| Equity capital | 3,299,000 | 3,210,000 | 3,313,000 | 3,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 389,000 | 790,000 | 1,200,000 | 1,616,000 |
| Interest expense | 187,000 | 393,000 | 603,000 | 823,000 |
| Net interest income | 202,000 | 397,000 | 597,000 | 793,000 |
| Noninterest income | 24,000 | 49,000 | 75,000 | 104,000 |
| Noninterest expense | 212,000 | 418,000 | 643,000 | 859,000 |
| Provision for loan losses | 0 | 0 | 0 | 7,000 |
| Pretax income | 14,000 | 28,000 | 29,000 | 31,000 |
| Income tax | 0 | 0 | 0 | -16,000 |
| Net income | 14,000 | 28,000 | 29,000 | 47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,460,000 | 3,468,000 | 3,469,000 | 3,480,000 |
| Total capital | 3,518,000 | 3,521,000 | 3,521,000 | 3,539,000 |
| Risk-weighted assets | 16,432,000 | 17,588,000 | 17,653,000 | 18,365,000 |