Call reports 2006
BUCKEYE STATE BANK — 2006
What BUCKEYE STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 27,127,000 | 26,757,000 | 26,967,000 | 27,268,000 |
| Total loans | 13,859,000 | 14,005,000 | 14,357,000 | 14,269,000 |
| Allowance for loan losses | 60,000 | 61,000 | 57,000 | 60,000 |
| Securities available for sale | 9,866,000 | 9,269,000 | 9,398,000 | 9,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,088,000 | 21,948,000 | 22,053,000 | 23,713,000 |
| Interest-bearing deposits | 19,955,000 | 19,465,000 | 19,668,000 | 20,600,000 |
| Noninterest-bearing deposits | 2,133,000 | 2,483,000 | 2,385,000 | 3,113,000 |
| Equity capital | 3,164,000 | 3,100,000 | 3,202,000 | 3,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 353,000 | 714,000 | 1,087,000 | 1,474,000 |
| Interest expense | 156,000 | 319,000 | 493,000 | 682,000 |
| Net interest income | 197,000 | 395,000 | 594,000 | 792,000 |
| Noninterest income | 24,000 | 48,000 | 74,000 | 100,000 |
| Noninterest expense | 214,000 | 415,000 | 622,000 | 835,000 |
| Provision for loan losses | 0 | 0 | 0 | 4,000 |
| Pretax income | 7,000 | 28,000 | 46,000 | 53,000 |
| Income tax | 0 | 1,000 | 2,000 | 2,000 |
| Net income | 7,000 | 27,000 | 44,000 | 51,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,416,000 | 3,429,000 | 3,446,000 | 3,446,000 |
| Total capital | 3,476,000 | 3,490,000 | 3,503,000 | 3,506,000 |
| Risk-weighted assets | 15,256,000 | 15,270,000 | 16,017,000 | 16,129,000 |