Call reports 2005
BUCKEYE STATE BANK — 2005
What BUCKEYE STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 29,474,000 | 28,374,000 | 27,877,000 | 28,052,000 |
| Total loans | 13,561,000 | 13,573,000 | 13,585,000 | 13,865,000 |
| Allowance for loan losses | 56,000 | 57,000 | 56,000 | 60,000 |
| Securities available for sale | 11,140,000 | 11,135,000 | 10,978,000 | 10,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,910,000 | 22,761,000 | 22,272,000 | 22,521,000 |
| Interest-bearing deposits | 21,817,000 | 20,613,000 | 20,332,000 | 19,847,000 |
| Noninterest-bearing deposits | 2,093,000 | 2,148,000 | 1,940,000 | 2,674,000 |
| Equity capital | 3,187,000 | 3,234,000 | 3,240,000 | 3,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 339,000 | 684,000 | 1,035,000 | 1,394,000 |
| Interest expense | 111,000 | 237,000 | 368,000 | 513,000 |
| Net interest income | 228,000 | 447,000 | 667,000 | 881,000 |
| Noninterest income | 28,000 | 53,000 | 81,000 | 108,000 |
| Noninterest expense | 210,000 | 427,000 | 635,000 | 840,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 63,000 | 90,000 | 130,000 | 156,000 |
| Income tax | 10,000 | 16,000 | 28,000 | 32,000 |
| Net income | 53,000 | 74,000 | 102,000 | 124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,351,000 | 3,366,000 | 3,393,000 | 3,409,000 |
| Total capital | 3,407,000 | 3,423,000 | 3,449,000 | 3,469,000 |
| Risk-weighted assets | 15,306,000 | 15,125,000 | 15,554,000 | 15,565,000 |