Call reports 2004
BUCKEYE STATE BANK — 2004
What BUCKEYE STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 30,106,000 | 29,934,000 | 29,694,000 | 29,436,000 |
| Total loans | 12,931,000 | 13,352,000 | 13,690,000 | 13,144,000 |
| Allowance for loan losses | 60,000 | 58,000 | 58,000 | 60,000 |
| Securities available for sale | 11,619,000 | 12,125,000 | 11,609,000 | 11,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,440,000 | 24,446,000 | 23,992,000 | 23,795,000 |
| Interest-bearing deposits | 21,922,000 | 21,876,000 | 21,824,000 | 20,978,000 |
| Noninterest-bearing deposits | 2,518,000 | 2,570,000 | 2,168,000 | 2,817,000 |
| Equity capital | 3,297,000 | 3,139,000 | 3,292,000 | 3,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 343,000 | 680,000 | 1,029,000 | 1,353,000 |
| Interest expense | 122,000 | 235,000 | 339,000 | 450,000 |
| Net interest income | 221,000 | 445,000 | 690,000 | 903,000 |
| Noninterest income | 24,000 | 51,000 | 76,000 | 102,000 |
| Noninterest expense | 187,000 | 383,000 | 583,000 | 785,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 90,000 | 145,000 | 236,000 | 271,000 |
| Income tax | 18,000 | 35,000 | 71,000 | 79,000 |
| Net income | 72,000 | 110,000 | 165,000 | 192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,192,000 | 3,223,000 | 3,278,000 | 3,298,000 |
| Total capital | 3,252,000 | 3,281,000 | 3,336,000 | 3,358,000 |
| Risk-weighted assets | 14,645,000 | 15,026,000 | 15,119,000 | 14,755,000 |