Call reports 2003
BUCKEYE STATE BANK — 2003
What BUCKEYE STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 28,528,000 | 28,454,000 | 29,354,000 | 28,730,000 |
| Total loans | 11,427,000 | 11,868,000 | 12,430,000 | 12,793,000 |
| Allowance for loan losses | 57,000 | 54,000 | 54,000 | 60,000 |
| Securities available for sale | 11,693,000 | 12,116,000 | 12,376,000 | 12,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,384,000 | 22,373,000 | 23,337,000 | 23,163,000 |
| Interest-bearing deposits | 20,439,000 | 20,515,000 | 21,293,000 | 20,928,000 |
| Noninterest-bearing deposits | 1,945,000 | 1,858,000 | 2,044,000 | 2,235,000 |
| Equity capital | 3,224,000 | 3,198,000 | 3,166,000 | 3,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 339,000 | 666,000 | 974,000 | 1,317,000 |
| Interest expense | 155,000 | 308,000 | 453,000 | 585,000 |
| Net interest income | 184,000 | 358,000 | 521,000 | 732,000 |
| Noninterest income | 26,000 | 50,000 | 73,000 | 100,000 |
| Noninterest expense | 183,000 | 354,000 | 533,000 | 715,000 |
| Provision for loan losses | 0 | 0 | 0 | 13,000 |
| Pretax income | 27,000 | 56,000 | 63,000 | 106,000 |
| Income tax | 3,000 | 7,000 | 7,000 | 20,000 |
| Net income | 24,000 | 49,000 | 56,000 | 86,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,072,000 | 3,090,000 | 3,097,000 | 3,120,000 |
| Total capital | 3,129,000 | 3,144,000 | 3,151,000 | 3,180,000 |
| Risk-weighted assets | 12,727,000 | 13,229,000 | 13,867,000 | 14,205,000 |