Call reports 2002
BUCKEYE STATE BANK — 2002
What BUCKEYE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 27,790,000 | 27,740,000 | 28,414,000 | 27,977,000 |
| Total loans | 13,022,000 | 12,469,000 | 12,530,000 | 12,015,000 |
| Allowance for loan losses | 60,000 | 60,000 | 60,000 | 60,000 |
| Securities available for sale | 9,549,000 | 11,418,000 | 10,519,000 | 11,621,000 |
| Securities held to maturity | 250,000 | 250,000 | 250,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,924,000 | 21,738,000 | 22,282,000 | 21,830,000 |
| Interest-bearing deposits | 20,086,000 | 19,957,000 | 20,516,000 | 19,831,000 |
| Noninterest-bearing deposits | 1,838,000 | 1,781,000 | 1,766,000 | 1,999,000 |
| Equity capital | 3,000,000 | 3,105,000 | 3,191,000 | 3,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 411,000 | 808,000 | 1,192,000 | 1,552,000 |
| Interest expense | 208,000 | 401,000 | 580,000 | 749,000 |
| Net interest income | 203,000 | 407,000 | 612,000 | 803,000 |
| Noninterest income | 28,000 | 52,000 | 87,000 | 117,000 |
| Noninterest expense | 186,000 | 365,000 | 555,000 | 733,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 45,000 | 94,000 | 180,000 | 219,000 |
| Income tax | 6,000 | 16,000 | 43,000 | 56,000 |
| Net income | 39,000 | 78,000 | 137,000 | 163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,939,000 | 2,971,000 | 3,029,000 | 3,048,000 |
| Total capital | 2,999,000 | 3,031,000 | 3,089,000 | 3,108,000 |
| Risk-weighted assets | 11,954,000 | 12,402,000 | 13,044,000 | 12,739,000 |