Call reports 2001
BUCKEYE STATE BANK — 2001
What BUCKEYE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 28,351,000 | 29,731,000 | 27,362,000 | 28,171,000 |
| Total loans | 12,913,000 | 13,116,000 | 12,688,000 | 13,592,000 |
| Allowance for loan losses | 59,000 | 45,000 | 40,000 | 60,000 |
| Securities available for sale | 10,567,000 | 11,536,000 | 10,494,000 | 9,793,000 |
| Securities held to maturity | 250,000 | 250,000 | 250,000 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,947,000 | 23,281,000 | 21,482,000 | 22,360,000 |
| Interest-bearing deposits | 19,961,000 | 21,460,000 | 19,792,000 | 19,764,000 |
| Noninterest-bearing deposits | 1,986,000 | 1,821,000 | 1,690,000 | 2,596,000 |
| Equity capital | 2,847,000 | 2,895,000 | 2,995,000 | 2,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 488,000 | 992,000 | 1,457,000 | 1,901,000 |
| Interest expense | 292,000 | 591,000 | 875,000 | 1,130,000 |
| Net interest income | 196,000 | 401,000 | 582,000 | 771,000 |
| Noninterest income | 27,000 | 54,000 | 81,000 | 111,000 |
| Noninterest expense | 173,000 | 341,000 | 512,000 | 685,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 50,000 | 159,000 | 187,000 | 213,000 |
| Income tax | 4,000 | 32,000 | 33,000 | 46,000 |
| Net income | 46,000 | 127,000 | 154,000 | 167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,793,000 | 2,867,000 | 2,893,000 | 2,899,000 |
| Total capital | 2,852,000 | 2,912,000 | 2,933,000 | 2,959,000 |
| Risk-weighted assets | 12,178,000 | 12,412,000 | 11,838,000 | 12,450,000 |