Call reports 2014
BREMER BANK, NATIONAL ASSOCIATION — 2014
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 126,487,000 | 104,061,000 | 106,004,000 |
| Total loans | 46,529,000 | 45,545,000 | 44,021,000 |
| Allowance for loan losses | 774,000 | 767,000 | 766,000 |
| Securities available for sale | 46,274,000 | 33,656,000 | 28,422,000 |
| Securities held to maturity | 9,703,000 | 9,102,000 | 8,801,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 89,746,000 | 84,040,000 | 84,768,000 |
| Interest-bearing deposits | 69,574,000 | 66,409,000 | 65,463,000 |
| Noninterest-bearing deposits | 20,172,000 | 17,631,000 | 19,305,000 |
| Equity capital | 8,094,000 | 8,250,000 | 8,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 812,000 | 1,667,000 | 2,478,000 |
| Interest expense | 45,000 | 85,000 | 122,000 |
| Net interest income | 767,000 | 1,582,000 | 2,356,000 |
| Noninterest income | 202,000 | 424,000 | 614,000 |
| Noninterest expense | 636,000 | 1,329,000 | 1,973,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 432,000 | 775,000 | 1,102,000 |
| Income tax | 136,000 | 235,000 | 329,000 |
| Net income | 296,000 | 540,000 | 773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 8,072,000 | 8,116,000 | 8,149,000 |
| Total capital | 8,716,000 | 8,789,000 | 8,802,000 |
| Risk-weighted assets | 51,358,000 | 53,675,000 | 52,171,000 |