Call reports 2013
BREMER BANK, NATIONAL ASSOCIATION — 2013
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 115,060,000 | 107,663,000 | 111,789,000 | 116,352,000 |
| Total loans | 50,430,000 | 49,580,000 | 48,569,000 | 47,372,000 |
| Allowance for loan losses | 797,000 | 798,000 | 790,000 | 773,000 |
| Securities available for sale | 28,584,000 | 25,442,000 | 17,871,000 | 35,679,000 |
| Securities held to maturity | 9,338,000 | 9,705,000 | 9,705,000 | 9,704,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,273,000 | 86,180,000 | 89,506,000 | 95,678,000 |
| Interest-bearing deposits | 74,159,000 | 72,707,000 | 73,712,000 | 74,176,000 |
| Noninterest-bearing deposits | 18,114,000 | 13,473,000 | 15,794,000 | 21,502,000 |
| Equity capital | 8,083,000 | 7,919,000 | 7,908,000 | 7,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 900,000 | 1,769,000 | 2,614,000 | 3,438,000 |
| Interest expense | 72,000 | 134,000 | 185,000 | 234,000 |
| Net interest income | 828,000 | 1,635,000 | 2,429,000 | 3,204,000 |
| Noninterest income | 193,000 | 385,000 | 615,000 | 794,000 |
| Noninterest expense | 654,000 | 1,298,000 | 1,956,000 | 2,629,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 367,000 | 722,000 | 1,213,000 | 1,488,000 |
| Income tax | 108,000 | 212,000 | 369,000 | 442,000 |
| Net income | 259,000 | 510,000 | 844,000 | 1,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,939,000 | 7,940,000 | 8,024,000 | 7,976,000 |
| Total capital | 8,593,000 | 8,568,000 | 8,710,000 | 8,645,000 |
| Risk-weighted assets | 52,152,000 | 50,028,000 | 54,492,000 | 53,351,000 |