Call reports 2012
BREMER BANK, NATIONAL ASSOCIATION — 2012
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 113,963,000 | 113,035,000 | 113,703,000 | 121,579,000 |
| Total loans | 49,296,000 | 50,438,000 | 49,319,000 | 52,114,000 |
| Allowance for loan losses | 793,000 | 799,000 | 792,000 | 799,000 |
| Securities available for sale | 38,501,000 | 35,915,000 | 33,708,000 | 31,114,000 |
| Securities held to maturity | 9,724,000 | 9,324,000 | 9,621,000 | 9,698,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,921,000 | 90,846,000 | 90,576,000 | 99,479,000 |
| Interest-bearing deposits | 79,625,000 | 78,533,000 | 76,591,000 | 78,542,000 |
| Noninterest-bearing deposits | 12,297,000 | 12,313,000 | 13,985,000 | 20,937,000 |
| Equity capital | 8,112,000 | 8,165,000 | 8,274,000 | 8,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 997,000 | 1,985,000 | 2,943,000 | 3,886,000 |
| Interest expense | 171,000 | 292,000 | 401,000 | 495,000 |
| Net interest income | 826,000 | 1,693,000 | 2,542,000 | 3,391,000 |
| Noninterest income | 182,000 | 399,000 | 656,000 | 881,000 |
| Noninterest expense | 656,000 | 1,328,000 | 1,996,000 | 2,647,000 |
| Provision for loan losses | 0 | 8,000 | 0 | 18,000 |
| Pretax income | 352,000 | 756,000 | 1,202,000 | 1,607,000 |
| Income tax | 105,000 | 231,000 | 374,000 | 497,000 |
| Net income | 247,000 | 525,000 | 828,000 | 1,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,818,000 | 7,845,000 | 7,899,000 | 7,930,000 |
| Total capital | 8,486,000 | 8,515,000 | 8,542,000 | 8,608,000 |
| Risk-weighted assets | 53,284,000 | 53,421,000 | 51,222,000 | 54,080,000 |