Call reports 2010
BREMER BANK, NATIONAL ASSOCIATION — 2010
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 107,455,000 | 105,717,000 | 113,299,000 | 119,168,000 |
| Total loans | 43,149,000 | 45,535,000 | 46,865,000 | 51,858,000 |
| Allowance for loan losses | 795,000 | 783,000 | 773,000 | 753,000 |
| Securities available for sale | 41,466,000 | 42,585,000 | 46,470,000 | 45,562,000 |
| Securities held to maturity | 7,267,000 | 7,267,000 | 7,563,000 | 8,209,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,041,000 | 85,495,000 | 90,635,000 | 94,674,000 |
| Interest-bearing deposits | 77,028,000 | 76,217,000 | 83,361,000 | 85,866,000 |
| Noninterest-bearing deposits | 10,013,000 | 9,278,000 | 7,274,000 | 8,808,000 |
| Equity capital | 7,948,000 | 8,135,000 | 8,267,000 | 8,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,205,000 | 2,343,000 | 3,530,000 | 4,637,000 |
| Interest expense | 292,000 | 571,000 | 849,000 | 1,106,000 |
| Net interest income | 913,000 | 1,772,000 | 2,681,000 | 3,531,000 |
| Noninterest income | 137,000 | 332,000 | 500,000 | 729,000 |
| Noninterest expense | 654,000 | 1,339,000 | 1,983,000 | 2,600,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 64,000 |
| Pretax income | 366,000 | 949,000 | 1,357,000 | 1,830,000 |
| Income tax | 122,000 | 332,000 | 470,000 | 633,000 |
| Net income | 244,000 | 617,000 | 887,000 | 1,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,540,000 | 7,789,000 | 7,934,000 | 7,744,000 |
| Total capital | 8,210,000 | 8,457,000 | 8,619,000 | 8,478,000 |
| Risk-weighted assets | 53,390,000 | 53,274,000 | 54,669,000 | 58,680,000 |