Call reports 2009
BREMER BANK, NATIONAL ASSOCIATION — 2009
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 100,221,000 | 106,338,000 | 108,677,000 | 113,377,000 |
| Total loans | 43,381,000 | 45,323,000 | 43,017,000 | 44,083,000 |
| Allowance for loan losses | 673,000 | 714,000 | 759,000 | 772,000 |
| Securities available for sale | 25,439,000 | 28,841,000 | 31,746,000 | 46,978,000 |
| Securities held to maturity | 6,678,000 | 6,671,000 | 6,671,000 | 7,266,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,033,000 | 85,812,000 | 88,325,000 | 91,075,000 |
| Interest-bearing deposits | 70,941,000 | 78,716,000 | 81,483,000 | 82,934,000 |
| Noninterest-bearing deposits | 7,092,000 | 7,096,000 | 6,842,000 | 8,141,000 |
| Equity capital | 6,233,000 | 6,391,000 | 7,739,000 | 7,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,070,000 | 2,188,000 | 3,322,000 | 4,515,000 |
| Interest expense | 375,000 | 767,000 | 1,142,000 | 1,475,000 |
| Net interest income | 695,000 | 1,421,000 | 2,180,000 | 3,040,000 |
| Noninterest income | 196,000 | 403,000 | 598,000 | 798,000 |
| Noninterest expense | 619,000 | 1,305,000 | 1,953,000 | 2,613,000 |
| Provision for loan losses | 44,000 | 87,000 | 131,000 | 152,000 |
| Pretax income | 289,000 | 493,000 | 755,000 | 1,134,000 |
| Income tax | 93,000 | 153,000 | 235,000 | 363,000 |
| Net income | 196,000 | 340,000 | 520,000 | 771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,096,000 | 6,241,000 | 7,421,000 | 7,422,000 |
| Total capital | 6,755,000 | 6,915,000 | 8,083,000 | 8,127,000 |
| Risk-weighted assets | 52,655,000 | 53,840,000 | 52,831,000 | 56,271,000 |