Call reports 2008
BREMER BANK, NATIONAL ASSOCIATION — 2008
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 78,518,000 | 81,109,000 | 84,913,000 | 92,875,000 |
| Total loans | 39,529,000 | 39,019,000 | 41,163,000 | 47,297,000 |
| Allowance for loan losses | 624,000 | 628,000 | 633,000 | 630,000 |
| Securities available for sale | 29,871,000 | 27,034,000 | 25,692,000 | 24,717,000 |
| Securities held to maturity | 6,385,000 | 6,978,000 | 6,978,000 | 6,678,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,152,000 | 63,162,000 | 66,685,000 | 70,618,000 |
| Interest-bearing deposits | 53,810,000 | 56,520,000 | 59,558,000 | 63,998,000 |
| Noninterest-bearing deposits | 6,342,000 | 6,642,000 | 7,127,000 | 6,620,000 |
| Equity capital | 6,075,000 | 5,757,000 | 6,058,000 | 6,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,193,000 | 2,322,000 | 3,440,000 | 4,530,000 |
| Interest expense | 511,000 | 905,000 | 1,301,000 | 1,720,000 |
| Net interest income | 682,000 | 1,417,000 | 2,139,000 | 2,810,000 |
| Noninterest income | 177,000 | 376,000 | 552,000 | 719,000 |
| Noninterest expense | 595,000 | 1,222,000 | 1,821,000 | 2,388,000 |
| Provision for loan losses | 210,000 | 220,000 | 230,000 | 253,000 |
| Pretax income | 54,000 | 351,000 | 640,000 | 888,000 |
| Income tax | -1,000 | 96,000 | 188,000 | 263,000 |
| Net income | 55,000 | 255,000 | 452,000 | 625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,833,000 | 5,908,000 | 6,031,000 | 6,026,000 |
| Total capital | 6,398,000 | 6,483,000 | 6,628,000 | 6,682,000 |
| Risk-weighted assets | 45,075,000 | 45,932,000 | 47,701,000 | 53,734,000 |