Call reports 2007
BREMER BANK, NATIONAL ASSOCIATION — 2007
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 81,870,000 | 78,585,000 | 81,564,000 | 82,873,000 |
| Total loans | 40,216,000 | 40,173,000 | 38,517,000 | 41,264,000 |
| Allowance for loan losses | 411,000 | 426,000 | 431,000 | 443,000 |
| Securities available for sale | 23,295,000 | 23,449,000 | 26,625,000 | 31,512,000 |
| Securities held to maturity | 6,060,000 | 6,385,000 | 6,385,000 | 6,385,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,332,000 | 61,771,000 | 64,570,000 | 62,725,000 |
| Interest-bearing deposits | 59,713,000 | 55,656,000 | 57,798,000 | 56,394,000 |
| Noninterest-bearing deposits | 5,620,000 | 6,115,000 | 6,772,000 | 6,331,000 |
| Equity capital | 5,573,000 | 5,516,000 | 5,764,000 | 5,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,272,000 | 2,562,000 | 3,849,000 | 5,114,000 |
| Interest expense | 648,000 | 1,295,000 | 1,929,000 | 2,548,000 |
| Net interest income | 624,000 | 1,267,000 | 1,920,000 | 2,566,000 |
| Noninterest income | 160,000 | 342,000 | 520,000 | 724,000 |
| Noninterest expense | 565,000 | 1,142,000 | 1,706,000 | 2,304,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 56,000 |
| Pretax income | 204,000 | 437,000 | 689,000 | 1,005,000 |
| Income tax | 61,000 | 135,000 | 215,000 | 320,000 |
| Net income | 143,000 | 302,000 | 474,000 | 685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,712,000 | 5,796,000 | 5,893,000 | 5,903,000 |
| Total capital | 6,158,000 | 6,257,000 | 6,359,000 | 6,385,000 |
| Risk-weighted assets | 45,854,000 | 45,411,000 | 45,678,000 | 48,160,000 |