Call reports 2006
BREMER BANK, NATIONAL ASSOCIATION — 2006
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 75,167,000 | 75,252,000 | 79,664,000 | 81,036,000 |
| Total loans | 38,803,000 | 39,299,000 | 38,319,000 | 39,083,000 |
| Allowance for loan losses | 395,000 | 418,000 | 410,000 | 410,000 |
| Securities available for sale | 26,831,000 | 25,052,000 | 22,990,000 | 22,840,000 |
| Securities held to maturity | 5,572,000 | 5,925,000 | 6,223,000 | 6,223,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,991,000 | 60,750,000 | 64,268,000 | 65,020,000 |
| Interest-bearing deposits | 54,419,000 | 54,247,000 | 57,061,000 | 58,471,000 |
| Noninterest-bearing deposits | 6,572,000 | 6,503,000 | 7,207,000 | 6,549,000 |
| Equity capital | 5,153,000 | 5,069,000 | 5,348,000 | 5,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,090,000 | 2,263,000 | 3,480,000 | 4,713,000 |
| Interest expense | 465,000 | 983,000 | 1,566,000 | 2,182,000 |
| Net interest income | 625,000 | 1,280,000 | 1,914,000 | 2,531,000 |
| Noninterest income | 155,000 | 313,000 | 494,000 | 655,000 |
| Noninterest expense | 551,000 | 1,109,000 | 1,656,000 | 2,224,000 |
| Provision for loan losses | 15,000 | 29,000 | 39,000 | 34,000 |
| Pretax income | 214,000 | 455,000 | 713,000 | 928,000 |
| Income tax | 69,000 | 148,000 | 232,000 | 291,000 |
| Net income | 145,000 | 307,000 | 481,000 | 637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,461,000 | 5,548,000 | 5,572,000 | 5,653,000 |
| Total capital | 5,886,000 | 5,996,000 | 6,012,000 | 6,098,000 |
| Risk-weighted assets | 43,325,000 | 43,253,000 | 43,151,000 | 44,929,000 |