Call reports 2005
BREMER BANK, NATIONAL ASSOCIATION — 2005
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 79,566,000 | 77,871,000 | 79,468,000 | 76,647,000 |
| Total loans | 40,156,000 | 39,755,000 | 38,909,000 | 38,003,000 |
| Allowance for loan losses | 369,000 | 378,000 | 389,000 | 380,000 |
| Securities available for sale | 30,643,000 | 29,245,000 | 30,699,000 | 28,499,000 |
| Securities held to maturity | 4,935,000 | 5,283,000 | 6,121,000 | 5,821,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,639,000 | 60,724,000 | 63,637,000 | 62,687,000 |
| Interest-bearing deposits | 52,972,000 | 53,910,000 | 56,024,000 | 55,153,000 |
| Noninterest-bearing deposits | 6,667,000 | 6,814,000 | 7,613,000 | 7,534,000 |
| Equity capital | 4,854,000 | 5,150,000 | 5,236,000 | 5,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 960,000 | 1,980,000 | 3,019,000 | 4,114,000 |
| Interest expense | 305,000 | 673,000 | 1,059,000 | 1,502,000 |
| Net interest income | 655,000 | 1,307,000 | 1,960,000 | 2,612,000 |
| Noninterest income | 157,000 | 340,000 | 509,000 | 671,000 |
| Noninterest expense | 507,000 | 1,070,000 | 1,648,000 | 2,217,000 |
| Provision for loan losses | 12,000 | 24,000 | 39,000 | 45,000 |
| Pretax income | 293,000 | 553,000 | 782,000 | 1,021,000 |
| Income tax | 102,000 | 190,000 | 264,000 | 340,000 |
| Net income | 191,000 | 363,000 | 518,000 | 681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,076,000 | 5,247,000 | 5,402,000 | 5,391,000 |
| Total capital | 5,472,000 | 5,649,000 | 5,815,000 | 5,801,000 |
| Risk-weighted assets | 45,910,000 | 44,791,000 | 43,959,000 | 42,698,000 |