Call reports 2004
BREMER BANK, NATIONAL ASSOCIATION — 2004
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 75,568,000 | 74,194,000 | 76,531,000 | 75,206,000 |
| Total loans | 34,984,000 | 36,928,000 | 37,884,000 | 39,589,000 |
| Allowance for loan losses | 562,000 | 563,000 | 413,000 | 388,000 |
| Securities available for sale | 32,164,000 | 29,085,000 | 29,486,000 | 27,376,000 |
| Securities held to maturity | 4,325,000 | 4,636,000 | 4,636,000 | 4,636,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,477,000 | 60,138,000 | 62,940,000 | 60,323,000 |
| Interest-bearing deposits | 54,141,000 | 52,861,000 | 52,503,000 | 53,471,000 |
| Noninterest-bearing deposits | 6,337,000 | 7,277,000 | 10,437,000 | 6,852,000 |
| Equity capital | 4,950,000 | 4,632,000 | 4,957,000 | 4,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 864,000 | 1,718,000 | 2,592,000 | 3,520,000 |
| Interest expense | 217,000 | 433,000 | 655,000 | 900,000 |
| Net interest income | 647,000 | 1,285,000 | 1,937,000 | 2,620,000 |
| Noninterest income | 157,000 | 357,000 | 540,000 | 737,000 |
| Noninterest expense | 503,000 | 1,027,000 | 1,551,000 | 2,054,000 |
| Provision for loan losses | 0 | 0 | -140,000 | -140,000 |
| Pretax income | 340,000 | 654,000 | 1,105,000 | 1,482,000 |
| Income tax | 119,000 | 227,000 | 391,000 | 525,000 |
| Net income | 221,000 | 427,000 | 714,000 | 957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,822,000 | 4,915,000 | 4,992,000 | 4,885,000 |
| Total capital | 5,328,000 | 5,446,000 | 5,405,000 | 5,299,000 |
| Risk-weighted assets | 40,428,000 | 42,441,000 | 43,788,000 | 44,581,000 |