Call reports 2003
BREMER BANK, NATIONAL ASSOCIATION — 2003
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 74,163,000 | 72,926,000 | 71,863,000 | 73,824,000 |
| Total loans | 33,766,000 | 34,354,000 | 33,526,000 | 34,000,000 |
| Allowance for loan losses | 565,000 | 559,000 | 561,000 | 559,000 |
| Securities available for sale | 29,234,000 | 29,669,000 | 29,930,000 | 32,416,000 |
| Securities held to maturity | 3,983,000 | 4,439,000 | 4,439,000 | 4,439,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,316,000 | 60,819,000 | 59,689,000 | 60,650,000 |
| Interest-bearing deposits | 59,781,000 | 57,212,000 | 56,045,000 | 57,561,000 |
| Noninterest-bearing deposits | 2,535,000 | 3,606,000 | 3,644,000 | 3,088,000 |
| Equity capital | 4,833,000 | 4,958,000 | 4,711,000 | 4,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 929,000 | 1,819,000 | 2,667,000 | 3,536,000 |
| Interest expense | 238,000 | 471,000 | 676,000 | 890,000 |
| Net interest income | 691,000 | 1,348,000 | 1,991,000 | 2,646,000 |
| Noninterest income | 165,000 | 355,000 | 543,000 | 692,000 |
| Noninterest expense | 521,000 | 1,054,000 | 1,589,000 | 2,074,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 351,000 | 799,000 | 1,095,000 | 1,415,000 |
| Income tax | 121,000 | 282,000 | 381,000 | 489,000 |
| Net income | 230,000 | 517,000 | 714,000 | 926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,543,000 | 4,671,000 | 4,668,000 | 4,713,000 |
| Total capital | 5,016,000 | 5,154,000 | 5,150,000 | 5,208,000 |
| Risk-weighted assets | 37,753,000 | 38,542,000 | 38,484,000 | 39,510,000 |