Call reports 2002
BREMER BANK, NATIONAL ASSOCIATION — 2002
What BREMER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 68,230,000 | 70,026,000 | 71,705,000 | 71,537,000 |
| Total loans | 34,979,000 | 35,078,000 | 34,079,000 | 34,005,000 |
| Allowance for loan losses | 536,000 | 548,000 | 560,000 | 571,000 |
| Securities available for sale | 23,971,000 | 27,545,000 | 28,336,000 | 29,933,000 |
| Securities held to maturity | 4,277,000 | 4,088,000 | 3,888,000 | 4,183,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,044,000 | 60,219,000 | 63,590,000 | 62,342,000 |
| Interest-bearing deposits | 58,453,000 | 56,923,000 | 60,055,000 | 59,303,000 |
| Noninterest-bearing deposits | 2,590,000 | 3,296,000 | 3,536,000 | 3,038,000 |
| Equity capital | 4,613,000 | 4,951,000 | 4,889,000 | 4,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,028,000 | 2,051,000 | 3,119,000 | 4,098,000 |
| Interest expense | 286,000 | 565,000 | 849,000 | 1,109,000 |
| Net interest income | 742,000 | 1,486,000 | 2,270,000 | 2,989,000 |
| Noninterest income | 116,000 | 231,000 | 370,000 | 575,000 |
| Noninterest expense | 454,000 | 926,000 | 1,430,000 | 1,937,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 417,000 | 795,000 | 1,205,000 | 1,614,000 |
| Income tax | 144,000 | 275,000 | 418,000 | 561,000 |
| Net income | 273,000 | 520,000 | 787,000 | 1,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,667,000 | 4,765,000 | 4,642,000 | 4,564,000 |
| Total capital | 5,135,000 | 5,229,000 | 5,089,000 | 5,022,000 |
| Risk-weighted assets | 37,351,000 | 37,030,000 | 35,630,000 | 36,506,000 |