Call reports 2024
BONDUEL STATE BANK — 2024
What BONDUEL STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 108,838,000 | 115,319,000 | 114,461,000 | 117,226,000 |
| Total loans | 71,627,000 | 75,171,000 | 78,956,000 | 82,407,000 |
| Allowance for loan losses | 485,000 | 539,000 | 577,000 | 614,000 |
| Securities available for sale | 24,159,000 | 23,249,000 | 23,886,000 | 23,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,537,000 | 100,071,000 | 98,174,000 | 101,264,000 |
| Interest-bearing deposits | 71,712,000 | 75,289,000 | 75,062,000 | 78,569,000 |
| Noninterest-bearing deposits | 21,825,000 | 24,782,000 | 23,112,000 | 22,695,000 |
| Equity capital | 14,422,000 | 14,361,000 | 15,104,000 | 14,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,149,000 | 2,408,000 | 3,805,000 | 5,254,000 |
| Interest expense | 501,000 | 1,053,000 | 1,647,000 | 2,272,000 |
| Net interest income | 648,000 | 1,355,000 | 2,158,000 | 2,982,000 |
| Noninterest income | 103,000 | 162,000 | 225,000 | 296,000 |
| Noninterest expense | 431,000 | 897,000 | 1,392,000 | 1,883,000 |
| Provision for loan losses | 16,000 | 70,000 | 108,000 | 151,000 |
| Pretax income | 304,000 | 548,000 | 899,000 | 1,263,000 |
| Income tax | 62,000 | 100,000 | 156,000 | 232,000 |
| Net income | 242,000 | 448,000 | 743,000 | 1,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,894,000 | 15,969,000 | 16,264,000 | 16,402,000 |
| Total capital | 16,392,000 | 16,508,000 | 16,845,000 | 17,017,000 |
| Risk-weighted assets | 72,632,000 | 75,826,000 | 76,205,000 | 80,045,000 |