Call reports 2023
BONDUEL STATE BANK — 2023
What BONDUEL STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 102,190,000 | 99,550,000 | 99,330,000 | 106,661,000 |
| Total loans | 52,065,000 | 55,735,000 | 58,142,000 | 64,040,000 |
| Allowance for loan losses | 475,000 | 475,000 | 480,000 | 470,000 |
| Securities available for sale | 32,889,000 | 30,671,000 | 29,323,000 | 24,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,606,000 | 86,070,000 | 86,219,000 | 91,662,000 |
| Interest-bearing deposits | 64,178,000 | 63,102,000 | 62,406,000 | 69,103,000 |
| Noninterest-bearing deposits | 24,428,000 | 22,968,000 | 23,813,000 | 22,559,000 |
| Equity capital | 13,126,000 | 12,964,000 | 12,493,000 | 14,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 806,000 | 1,682,000 | 2,596,000 | 3,588,000 |
| Interest expense | 244,000 | 519,000 | 859,000 | 1,274,000 |
| Net interest income | 562,000 | 1,163,000 | 1,737,000 | 2,314,000 |
| Noninterest income | 65,000 | 125,000 | 176,000 | 1,301,000 |
| Noninterest expense | 402,000 | 848,000 | 1,285,000 | 1,759,000 |
| Provision for loan losses | 43,000 | 43,000 | 48,000 | 47,000 |
| Pretax income | 182,000 | 397,000 | 580,000 | 1,567,000 |
| Income tax | 22,000 | 53,000 | 76,000 | 321,000 |
| Net income | 160,000 | 344,000 | 504,000 | 1,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,836,000 | 14,888,000 | 15,047,000 | 15,652,000 |
| Total capital | 15,311,000 | 15,363,000 | 15,527,000 | 16,144,000 |
| Risk-weighted assets | 59,725,000 | 62,972,000 | 64,523,000 | 66,472,000 |